Fair Credit Report

TransUnion Credit Reporting Agency was formed in 1968 by a rail car leasing agency called Union Tank Car Company. They saw a need for reporting statistics and grew to be the leader in collections of consumer information. In early 2002, the company went into the direct to consumer market when they […]

Equifax was formed in 1899 and is the oldest of all three credit reporting agencies. They handle over four million consumer credit reports and are located in Atlanta, Georgia. The credit agency has offices in fourteen countries including the UK. Starting out as Retail Credit Company, the agency became the largest […]

The first thing you need to do is get a copy of your credit report, all three credit bureaus will have different information. Once you have the credit report, you see all your credit history. If you see any credit report errors. You will need to correct this information or it can […]