Feb
History And Information About TransUnion Credit Reporting Agency
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TransUnion Credit Reporting Agency was formed in 1968 by a rail car leasing agency called Union Tank Car Company. They saw a need for reporting statistics and grew to be the leader in collections of consumer information. In early 2002, the company went into the direct to consumer market when they acquired truecredit.com. This new company helps consumers improve their credit with an online service that is easy to use. |
TransUnion informational services include collection management, risk management, fraud and identity management as well as marketing services. The key markets they work with are retail, insurance, healthcare, financial services, communications, collections and automotive industries. TransUnion real estate services include post-closing, closing, property and title, collateral valuation, flood zone compliance, residential credit and customer acquisitions. They also work with International services to provide analytics, direct marketing, asset registration, debt collection, technical licensing and consulting services for development credit reporting. TransUnion offers consumers credit monitoring and identity protection from theft, comprehensive direct marketing, marketing analytics as well as offline and online credit management solutions. These services alone make TransUnion a leader in the credit reporting industry. TransUnion provides six sections on your credit report. They have personal information, consumer statement, account histories, public records, inquires and creditor contracts. These sections are what you as a consumer needs to keep a close eye on to keep your credit history up to date and accurate. The Fair and Accurate Credit Transaction Act that was enacted in 2003 made it easier for consumers to access their credit reports from all three credit reporting agencies such as TransUnion, Equifax and Experian. You can get all three reports from the TransUnion online site or from other online sites. Some facts about TransUnion credit reporting agency are: TransUnion has 250 offices in the United States. TransUnion has 24 offices in other countries. The home office is located in Chicago, Illinois. TransUnion is now a privately owned company after separating from The Marmon Group in 2005. Consumers can dispute their credit reports via telephone, mail or online at the TransUnion website. TransUnion manages credit histories of more than five hundred million people around the world. TransUnion is involved in fundraising for St. Jude Children’s Research Hospital. Other organizations the credit reporting agency is involved with are the American Cancer Society, blood drives, Junior Achievement and purchases gifts for the Mercy Home for Boys and Girls. Related links: |
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